Require financing? We are going to place you into the driver’s chair.
Effortless loan process with great rates, a number of terms, much less charges than many other lenders.
Get authorized, or pre-approved, quickly to get on your way.
Our expert and friendly loan officers will allow you to know very well what choice is going to work most readily useful you can visit one of our many partner dealers for assistance – click here for a full list for you or. They are able to finish your GECU loan documents directly onsite during the dealership.
In addition, we should allow you to protect your brand new purchase, we provide you with the solution to sign up for Payment Protection and guaranteed in full resource Protection (GAP) in your loan.
GECU Graduate Car Finance System
Congratulations! You’ve worked difficult, now let us enable you to get on the way to success. Our Graduate car Loan Program provides graduates the possibility to buy a car at a fair price, with small or no credit score.
- Will need to have finished in the this past year or will graduate within the next six (6) months having a Masters, Bachelors, or Associates level from a certified U.S. College or medical college
- Give a pay stub from manager verifying employment that is full-time dedication page of work (must start work within 60 times of contract date)
- Minimal earnings of $1,400 per month
GECU First-Time Buyer Car Loan System
Why don’t we assist fund your first group of tires – despite having little if any credit rating! Our low prices and repayment that is flexible allow it to be since affordable as you possibly can to invest in your vehicle, plus you’re going to be building a confident credit rating in the method.
- Minimal six (6) months of work history; evidence of residence and income needed
- The least $1,400 every month
- No credit history that is adverse
- Two legitimate references
Car Buying Solution
Whenever you’re in search of your next vehicle, decide to try GECU’s free Member Automobile Assistance Program (MAAP)! MAAP eliminates the guesswork by providing you the manufacturer’s advised price that is retailmsrp) on any vehicle. This valuable information will assist you to negotiate a reasonable cost on your own new vehicle purchase. Documentation will undoubtedly be supplied containing details about:
- Factory invoice cost for base automobile
- Car or truck for base automobile
- Standard gear on base automobile
- Factory invoice cost for the maker installed options and choice packages
- Car or truck for the producer installed options and choice packages
- Cargo costs
- Calculated marketing expenses
Our representatives will help you determine your car or truck trade-in value and or sale value that is private. Also, they could help you with contact information to your partner dealers and easy methods to negotiate using them.
Contact a MAAP agent for help in purchasing or selling a vehicle today!
APPLY NOW – It Is effortless!
- Apply online
- Check out one of y our partner dealers and apply onsite in the dealership
- Phone that loan officer at: 513.243.4328 or 800.542.7093
- Browse any branch location
We offer on line Banking and our mobile application for you for free; nonetheless, message and information prices may use. Contact your solution provider for details.
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Residence & Land Loans
United Credit Union offers many different mortgage loans, including fixed-rate and adjustable-rate very first mortgages and house equity loans. So that you can qualify, you need to live or work with certainly one of our 16 counties, together with home needs to be based in one of our 16 counties aswell. A listing of those counties are found by pressing right right here.
Very Very First Mortgage Mortgage
Think about UCU first if you’re shopping for the true house of the goals — we are able to help to make your fantasies become a reality, with that loan this is certainly tailored simply for you. Features covered:
- Residence purchase or refinancing of an home loan that is existing
- Terms as much as three decades
- Qualified applicant may borrow as much as 97% of purchase cost or appraised value (the reduced for the two) on purchase. (Loan-to-value might be reduced on certain kinds of domiciles. )
- Please demand current interest fee and rate information
- Select from fixed, 1 year. Adjustable, 3 year. Adjustable or 5 year. Adjustable prices
Residence Equity Type Of Credit (HELOC)
Set up a UCU Residence Equity personal credit line and draw you need funds for just about anything: a child’s college education, a new car or boat, home addition or improvements, a fun vacation, Christmas, or whatever else your loan needs may be on it whenever. Interest calculated just from the quantity your debt. Other features consist of:
- Borrow as much as 90% of your house’s value minus first mortgage stability if very first home loan is held at United Credit Union or if no mortgage that is current. Borrow as much as 80% of your property’s value minus first mortgage stability if very first home loan is held at another lender.
- Just available in your main residence
- Draw period of 5 years
- Minimal or no Closing Expenses
- May use cash for nearly any such thing
- Readily available – online account access, TLC, phone plus in individual
- Adjustable rate according to prime price and credit worthiness, never to surpass 18% APR*
- Speed subject to adjustment monthly
- Credit lifestyle can be acquired with this item (Not NCUA/NCUSIF insured)
Fixed Speed Home Equity
You are looking for if you don’t need the flexibility of a line of credit and would like to have more interest rate stability, a Fixed Rate Home Equity loan may be just what. You still make use of your many borrowing that is powerful to invest in anything: a particular holiday, university education, bill consolidation, etc.
- Borrow as much as 90% of your house’s value minus first mortgage stability if very first home loan is held at United Credit Union or if no mortgage that is current. Borrow up to 80% of your property’s value minus first mortgage stability if first home loan is held at another loan provider.
- Minimal or no Closing Expenses
- Minimal loan of $2500
- May use cash for pretty much such a thing
- Fixed rate throughout lifetime of Loan
- Price based on prime credit and rate worthiness
*APR = Yearly Portion Price
UCU provides land loans. We have the loan that is right for you whether you are looking to buy hunting land or land for a future build. In the event that land you want to buy or refinance is actually for individual usage, please contact our Mortgage Department.
Construction Loans- Not Available
If you are thinking about borrowing and also you’re thinking BIG, think about United Credit Union. We provide affordable prices, versatile terms while the solution you’ll rely on when coming up with one of several financing decisions that are biggest you will ever have. Aim to us first, and you’ll find a courteous, knowledgeable, expert staff willing to fit the bill.
To find out more, please email our Mortgage Department or phone: 573-581-8651.